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WMSB Bill Pay & Internet Banking

WMSB Bill Pay & Internet Banking

Deposit Accounts  The product descriptions below are summaries of account features. Complete account disclosures are available at account opening.

Regular Checking The ideal checking account for both personal and business purposes.  Only $100.00 to open this account.  Unlimited check writing privileges.  Minimum daily balance of $300.00 must be maintained to avoid imposition of fees.   Free ATM/MasterCard Debit Card to those customers who qualify.

NOW Account Put your money to work for you with this interest bearing account.  NOW Accounts are available to individuals, sole proprietors, unincorporated businesses and qualified organizations.  Only $100.00 to open this account.    Unlimited check writing privileges.  A $1.00 service charge will be charged every statement cycle.  A minimum daily balance of $1,000.00 must be maintained to avoid the mimimun balance fee.   Free ATM/MasterCard Debit Card to those customers who qualify.

Super NOW Account Like the NOW Account, the Super NOW is an interest bearing account available to individuals, sole proprietors, unincorporated businesses and qualified organizations.  You will receive unlimited check writing privileges.  You must deposit $2,500.00 to open this account.    A minimum daily balance of $2,500.00 must be maintained to avoid imposition of fees. Free ATM/MasterCard Debit Card to those customers who qualify.

Money Market Account A savings account with limited transfer and limited check writing privileges. Only $2,500.00 to open this account.    A minimum daily balance of $2,500.00 must be maintained to avoid imposition of fees.  Each debit from this account must be a minimun of $500.00.

Passbook Savings Account The traditional savings account for nearly anyone.  Only $50.00 to open this account.  Also, a minimum daily balance of only $200.00 must be maintained to avoid the imposition of fees.  A great account for saving for that special item or occasion.

Statement Savings Account Savings account with a monthly statement of transactions.  Only $50.00 to open this account.  A minimum daily balance of $200.00 must be maintained to avoid imposition of fees.  Service charges are waived with NO minimum balance on "Minor" and "Senior Citizen" accounts.  See us for all details.   Free ATM Card to those customers who qualify.

Vacation Club and Christmas Club Accounts Savings plans that have a payoff.  If you make 49 consecutive and timely weekly deposits of the same amount, then we will make the 50th deposit.  You choose the amount of the deposit within any limits we may set.

Certificates of Deposit A variety of rates and terms to fit your needs.  Term lengths include 91 day, 182 day, 12 month, 18 month, 24 month, 30 month, 36 month, and 60 month.  Rates are competitive.

Individual Retirement Accounts Fixed and variable rate accounts. Rates are competitive.